If you choose to crowdlend we initiate a KYC check. After a positive advice you will receive the contract proposal from us containing all information, agreements and the table showing the periodic interest and repayments. 

To ensure that everything is done correctly and clearly, we work together with a notary or lawyer. When the notary or lawyer has received all documents signed, you will receive the bank account where you will deposit the agreed amount. Subsequently the notary or lawyer will ensure that you receive the agreed amounts on the agreed accounts at the agreed times.  

If you want to lend 15.000 € or another amount between 10.000 € and 100.000 €, you can benefit from the same conditions as the Starter formule. In the proposal your interest and repayments will be calculated accordingly.  We invite you to join a connection call or contact us to explore the possibilities.

All projects go through a rigorous selection process before being considered. Then the projects are closely monitored and supervised, so the success rate of the projects is very high. But actually, that makes no difference to the repayment of capital and returns. We work with AAA-rated institutional parties, the highest possible credit rating. These ensure that capital and returns are repaid as agreed. We believe that in this way we have virtually eliminated all possible risks and negative consequences. Despite our efforts, it is possible that events beyond our control may affect what has been described or agreed upon. Therefore, by law, we can never guarantee 100% certainty. 

Sure, we welcome new purposeful projects. However not every project meets our criteria. A project should be value driven, create a win-win-win for all parties involved, be scalable for more positive impact, be regenerative and sustainable, be designed to last and grow for a long time. If we feel like your project has potential, you will be invited to participate in the mentoring program. An Impact Mentor will then help you to meet these high standards.
If you would like to present your project, we invite you to join a connection call or contact us  to explore the possibilities.

We work with local lawyers and notaries to ensure compliance with local tax laws. As an example legislation is different in Belgium and the Netherlands. Therefore Belgian Crowdlenders contract with our Belgian subsidiary QP Impact BE and Dutch Crowdlenders with our Dutch subsidiary QP Impact NL. 

Belgium: We are required by law to calculate taxes at the appropriate rate and withheld this from the interest due. The Crowdlender so receives the intrest after taxes. We make sure that this tax is paid directly to the tax office in Belgium.

The Netherlands: There is no withholding tax in the Netherlands. The agreed interest is paid in full to the lender. The loan must be declared by the private Crowdlender himself in his income tax return. QP Impact NL does not actively send data to the tax authorities. 

You can choose not to have monthly repayments and to accumulate instead. The Win-Win-Win Crowdlending formula can be customized with different amounts, maturities or repayments. Different combinations obviously give different returns. These are easily calculated and provided upon request. For all customizations, schedule a call to run through the options.

In the brochure you can find the calculation as well as the detailed amortization table. Just leave your email adress below and you will receive the brochure in your mail box.