If you choose to lend we initiate a KYC check. After a positive advice you will receive the contract proposal from us containing all information, agreements and the table showing the periodic interest and repayments. 

If you agree, you sign and send the Impact Lending proposal back by mail. You transfer the funds to the Paymaster as agreed. As soon as the funds are received, returns are being calculated.

Subsequently you receive the agreed amounts on the agreed accounts at the agreed times.

If you want to lend less than €100.000, we invite you to join a connection call or contact us to explore the possibilities.

All projects go through a rigorous selection process before being considered. Then the projects are closely monitored and supervised, so the success rate of the projects is very high. But actually, that makes no difference to the repayment of capital and returns. We work with AAA-rated institutional parties, the highest possible credit rating. These ensure that capital and returns are repaid as agreed. We believe that in this way we have virtually eliminated all possible risks and negative consequences. Despite our efforts, it is possible that events beyond our control may affect what has been described or agreed upon. Therefore, by law, we can never guarantee 100% certainty. 

Sure, we welcome new purposeful projects. However not every project meets our criteria. A project should be value driven, create a win-win-win for all parties involved, be scalable for more positive impact, be regenerative and sustainable, be designed to last and grow for a long time. If we feel like your project has potential, you will be invited to participate in the mentoring program. An Impact Mentor will then help you to meet these high standards.
If you would like to present your project, we invite you to join a connection call or contact us  to explore the possibilities.

We work with local lawyers and notaries to ensure compliance with local tax laws. As an example legislation is different in Belgium and the Netherlands. Therefor Belgian Impact Lenders contract with our Belgian subsidiary QP Impact BE and Dutch Impact Lenders with our Dutch subsidiary QP Impact NL.

Belgium: We are required by law to calculate taxes at the appropriate rate and withheld this from the interest due. The Impact Lender so receives the intrest after taxes. We make sure that this tax is paid directly to the tax office in Belgium.

The Netherlands: There is no withholding tax in the Netherlands. The agreed interest is paid in full to the lender. The loan must be declared by the private Impact Lender himself in his income tax return. QP Impact NL does not actively send data to the tax authorities.

You can choose not to have monthly repayments and to accumulate instead. The Impact lending formula can be customized with different amounts, maturities or repayments. Different combinations obviously give different returns. These are easily calculated and provided upon request. For all customizations, schedule a call to run through the options.

In the brochure you can find the calculation as well as the detailed amortization table. Just leave your email adress below and you will receive the brochure in your mail box.